Modular Home Facts

Understand your options with a Modular home

Modular homes appraise the same as their on-site built counterparts do; they do not depreciate.
Modular homes can be customized.
Most modular home companies have in-house engineering departments that utilize CAD (Computer-Aided Design).
Modular home designs vary in style and size.
Modular construction can be used for commercial applications, including office buildings.
Modular homes are permanent structures — “real property.”
Modular homes can be built on crawl spaces and basements.
Modular homes are considered a form of green building.
Modular homes are faster to build than 100 percent site-built homes.
Home loans for modular homes are the same as site-built homes.
Insurance premiums for modular homes are the same as for site-built homes.
Taxes on modular homes are the same as on site-built homes.
Modular homes can be built to withstand 175-mph winds.
Modular homes can be built for accessible living and designed for future conveniences.

Do all modular homes look alike?

Modular homes have no design limitations. You can create any style of modular home you wish, whether you want a traditional center-hall colonial or the Mediterranean. You can add any style of window or architectural detail that you desire. Nearly all host plans can be turned into modular homes, which means you can create your dream home.

How is a modular home assembled?

A factory-built home starts as sections that have been built in a climate-controlled area. The finished sections are transported to the building site and then assembled with cranes. If you are designing your own home, it’s important to ask specific questions, as each manufacturer operates under a different set of guidelines. Modular homes offer hundreds of personalized features that include (but are not limited to) ceramic floors, solid-surface countertops, various cabinet styles and wood species, exterior finishes, plumbing fixtures, etc.

Benefits of owning a modular home

Modular homes can be more affordable than site-built homes. Their shorter build time will save you money on the overall construction. Modular homes are much more energy-efficient, so your monthly expenses will be substantially less. They also are environmentally friendly.

Self Service Quote & Purchase Policy

Assurant Insurance knows that your Modular Home comes with unique liabilities. We can also find great deals on a comprehensive Assurant Modular Home Insurance policy. This coverage protects your modular home against direct, sudden, and accidental losses including:

This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed.

Assurant options and availability vary by state.

This website is operated by SkyBlue Insurance Agency, Inc., an independent insurance agency. We are licensed to quote and sell certain Assurant Insurance products. This website is provided for informational purposes only. While reasonable efforts have been made to ensure that the content is accurate, we make no representations as to the accuracy of availability of coverage. Matters pertaining to coverage are governed solely by the insurance policy issued to you.

SkyBlue Insurance Agency, Inc.,, is a licensed insurance producer resident in California with license number 0E72635, with its principal place of business at 4007 Paramount Blvd. Suite 100 Lakewood, CA 90712. SkyBlue Insurance Agency, Inc., services are only available in states where it is licensed, and insurance coverage through SkyBlue Insurance Agency, Inc., may not be available in all states.