Prefab Home Differences
n recent years, prefabricated homes have surged in popularity as a versatile and efficient housing solution. But what exactly are prefabricated homes, and what makes them different from one another? Understanding these differences can help prospective homeowners make informed decisions that best suit their needs and lifestyle.
Common Characteristics of Modular Homes
* Delivered to the property in multiple pieces
* Typically built on a slab, crawl space, or basement
* Look like regular homes
* Maintains value about on par with a regular home
Common Characteristics of Manufactured Homes
* Delivered to the property in one piece
* Typically built on a metal frame, sometimes with wheels
* Often look boxy or distinctly trailer-like
* Depreciates over time
Call 1-800-771-7758 for a Quote
The Types of Prefabricated Homes
There are 3 types of prefabricated homes, with all having one thing in common: they are built in a climate-controlled facility. However, the three types of prefab homes are different due to the applicable building codes each must follow. The 3 types of prefabricated homes include:
Mobile homes
Often used interchangeably with the term manufactured, mobile homes are a thing of the past due to the National Mobile Home Construction and Safety Act that went into effect in 1976 to improve how the homes were built. Then, the Housing Act of 1980 mandated that the term “manufactured” be used in place of ®mobile”. So, if you buy a pre-owned home built before 1976, it is a mobile home.
Manufactured homes
Once known as mobile homes, manufactured homes come in three sizes: Single, double, and triple sections. Manufactured homes are the improved version of the mobile homes of the past. If the home is built after 1976 according to the HUD Code, it is a manufactured home; however, manufactured homes can still be moved! If you buy a new Clayton Built® home, it will be a manufactured or modular home.
Modular homes
Like a manufactured home, a modular home is built indoors, but they are not required to follow the HUD code. Instead, modular homes are built to conform to all applicable state, local, and regional building codes that are necessary for the location of the home – just like a site-built home.
Self Service Quote & Purchase Policy
Assurant Insurance knows that your Modular Home comes with unique liabilities. We can also find great deals on a comprehensive Assurant Modular Home Insurance policy. This coverage protects your modular home against direct, sudden, and accidental losses including:
Theft | Fire | Lightning | Falling Objects | Landslide | Vandalism | Hurricanes | Tornadoes | Flood | Earthquake
Contact us at 1-800-203-1419 or visit our quote page and request a Modular Home Insurance quote for free!
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